Everything you wanted to know about booking a house from Madhya Pradesh Housing and Infrastructure Development Board:
Why should I buy a property from Madhya Pradesh Housing & Infrastructure Development Board when there are other Vendors in the market offering me "lucrative and hidden" benefits?
Madhya Pradesh Housing & Infrastructure Development Board has won confidence of over two-lakhs satisfied families throughout the state during the last 40 years. This is the oldest and most trusted institutions assuring you of an absolutely clean and transparent deal.
The land titles are undisputed and infrastructural facilities like water supply, sewage, drains, electricity etc., at their functional best. There are no false promises, no hidden shocks, no hanky panky business.
We are the only players in the market, offering the most efficient and dependable "after-sales service". We are the only housing agency in the country to have visualised and concretised the concept of "Service Centre" in Bhopal, which is being spread to other colonies and cities in a phased manner.
This is the place, where you are sure of getting neighbourhood of law-abiding citizens, in a well-planned environment.
Okay! If I decide to buy a house or house site from Madhya Pradesh Housing & Infrastructure Development Board, how do I go about it?
The procedure is quite simple. You have to look for our advertisement in the newspapers, or contact the friendly Estate Management Office for details of available property and follow the following steps:-
Fill up the prescribed application form (available in the designated Bank or the E.M. Office) and deposit it along with the initial deposit at the place of purchase of the form.
You have to attach your pass-port size photograph on the application form and also a proof of your income. A copy of salary certificate, copy of latest income tax return, or income certificate issued by Competent Authority.
Your applications will then be processed and you will be informed accordingly.
Can I register my Name for a particular house? I have heard a lot about the "Lottery System". What is that?
Our procedure for allotment of the house is most fair and transparent. If the number of applicants is more than the number of houses proposed for constructions, then the allottees are selected by the draw of lots.
Another draw of lots is performed, at a later stage for allocation of house numbers, so that there is no chance of partiality or favouritism towards any person. The most interesting aspect is that the entire draw proceedings are performed by the applicants themselves in a public gathering.
Do I have any options in the mode of payments?
Yes! There are basically two modes of payment to choose from. One is "Hire Purchase" mode (Popularly known as Installments) and the other is "Self Financing" Mode.
In the first, that is a Hire Purchase mode, half of the cost is to paid during construction period (before possession) and the balance half in yearly installments along with the prescribed interest.
"Self Financing" mode means that the house has been constructed with your own money and hence the entire cost is to be paid before possession of the house as per time schedule provided by us. The house costs approximately 10% cheaper in this mode. Complete houses may also be purchased on one time payment basis which is "Outright Sale".
What about reservation quotas?
The State Govt. have laid down quotas for reservation of house for MPs/MLAs, Scheduled Castes and Tribes, freedom fighters, defence personnel, physically handicapped etc. If the reserved houses are not fully utilized, the same are de-reserved, and offered to general public for allotment through normal channel. Outright sale is given preference to Hire-Purchase in allotment.
Can Madhya Pradesh Housing & Infrastructure Development Board help in getting loans from any financial institution for purchase of the house?
Yes, very gladly! In fact, the financial institutions also prefer financing for an Madhya Pradesh Housing Board property because of its legal clarity. A large no. of our customers are taking loans from financial institutions like HUDCO, HDFC, CANFIN, SBI, LICHF etc. Any formality required by the financing institutions is promptly attended to.
What happens if at some point of time, I decide to withdraw my registration or Can I switch over from one scheme to another?
If you decide to withdraw your registration, your entire deposited amount will be refunded after deducting only 10% of the registration deposit. Your registration is transferable from one scheme to another, subject to availability in the new scheme and at that cost.
Are there "any other charges" payable to Madhya Pradesh Housing & Infrastructure Development Board?
Yes! You will be required to pay annual lease rent as being charged by Govt. with 10% supervision charge for that land and in proportion to plot area allotted and Land maintenance or Resident's Welfare Society charges annually. If your house is a corner house or enjoying a better location, it will be charged extra.
I had purchased a small house from Madhya Pradesh Housing & Infrastructure Development Board about some time back but now I want to buy another house. Can I do it?
Yes! Madhya Pradesh Housing & Infrastructure Development Board has recently liberalised some of it's old policies and you can now have more than one house or plot from MP Housing Board.
Can I sell or transfer a house purchased from Madhya Pradesh Housing & Infrastructure Development Board?
Yes you can, but only after 3 years of allotment. We will charge a small transfer fee, depending upon the time elapsed since allotment and after completion of some codal formalities, the property can be transferred. We also have nomination facilities.
And now the last question! Does Madhya Pradesh Housing & Infrastructure Development Board construct and sell only residential houses?
No! This is a myth. In fact Madhya Pradesh Housing & Infrastructure Development Board has developed the most prestigious business premises in Bhopal like GTB Complex, Panchanan, Gangotri, Tawa Complex etc. We have now ventured into new area like roads infrastructure and multi story Car Parking in Bhopal and other.
If you want to book a house/plot/shop from the list of property available, you can fill in the prescribed Proforma, which is available with the concerned Estate Officer along with following documents.
Income certificate issued by competent officer.
Required Registration Amount in the form of DD/Bank challan.
One pass-port size photographs (self attested.)
Two self addressed registered envelopes.
Madhya Pradesh Housing & Infrastructure Development Board, in keeping with the directives of State Government, has made reservation for persons belonging to various categories as below:
Schedule Caste & Schedule Tribes
Other Backward Classes
Defence & Ex-Serviceman
Writers, Intellectual etc.
Housing Board Employee
MLA and MP (In HIG Group Only)
Chairman Quota under Housing Schemes for EWS Category
For allotment against Quotas mentioned at Sr. No. 1-6 the applicant has to give proof/evidence in respect of their eligibility.
Please note that there are separate formats for self-financing and hire-purchase schemes, which can be obtained from the concerned Estate Officer, whose address and telephone numbers are provided in our "contact us" caption.
We invite you to join the family of over 1.25 lacs satisfied allotees.